World events and government spending has led to soaring inflation. The Federal Reserve has only one tool in its arsenal to curb and reduce this trend – raising interest rates. While
Sweet Magnolia Homes 's Blog Posts
An important part of the home buying process is having a professional home inspection. Even homes listed “as is” should have an inspection if only to understand what “as is”
If you’re shopping for a new home now or are hoping for this spring, you probably feel your heart racing a little. The word is out: Mortgage interest rates are on the rise. This means for the
The square footage of your home is an important specification for valuation purposes, but sometimes the appraiser’s calculation of your property’s square footage differs from the square
Farmhouse décor has been a trend for the last decade. The look combines functionality with a relaxed, lived-in feel. Pieces look slightly worn, rustic, and inviting. The ease of the farmhouse
Couples dream of buying a home together, leisurely enjoying a latte while dropping by open houses to look at remodeled kitchens and manicured backyards. Today’s market is quite different.
Need to declutter? Anytime is the perfect time for getting rid of all the unnecessary stuff that accumulates in your home. How does it manage to pile up? Didn’t you just do this last?
Each year, home renters face the question of whether to renew their lease for another year or determine it is time to buy a home of their own. Over the past couple of years, the US housing market
Wondering how to paint an exterior door? This home improvement task will not only make a great first impression on visitors, but it will also improve your home’s curb appeal with minimal
Whether you’re just settling into your new rent-free digs, or you’ve been making mortgage payments for decades, every homeowner should be sure their toolbox has the necessary items to
Are you selling your home and reviewing several offers? Congratulations! You’re well on your way to getting as much as possible out of what is likely your largest asset. But when it comes to
Selling your home does not have to be an emotional roller coaster. By preparing yourself ahead of time for all the inevitable things you are going to face and following these essential ideas you
You can’t predict the future — or control the havoc that a fire, hurricane, or flood can take on your home. But, you can take steps to ensure that you’re prepared in the event you
If you’re a homeowner, you already know that keeping your property in tiptop shape requires dedication and patience for ongoing maintenance. But what if you’re putting your home on the
Accessory dwelling units (ADUs) have become very popular over the past few years. Often called “Granny Flats,” these units have often been used to provide for multi-generational housing
There are many financial and non-financial benefits to homeownership, with the greatest financial benefitbeing being wealth creation. Homeownership has always been the first rung on the ladder that
What You’ll Need:Side tableTwisted jute ropeShort tension rodTwo window valances1. Using the jute rope, create a scratching post by wrapping the rope around the legs of your side table. This
There are plenty of real estate terms used in transactions. Needless-to-say it can be confusing for both buyers and sellers trying to navigate the process. The home loan process might feel
New homebuyers often tell their agents that they are looking for their “starter home.” Several factors go into this approach. These are typically younger buyers, often without children.
Let’s say you have your heart set on buying a home in a community with a swimming pool, a clubhouse, and maybe even a playground or trails. Having access to these amenities often means living
If you’ve started researching the home buying process, or you’ve already purchased a home in the past, you probably know one of the first things you need to consider is the size of the
Sleek, white kitchens are one of the most popular trends in interior design. Bright and cheery white tiles, sinks, cabinets and even appliances are replacing the dark and heavy wood and granite of
While it might be your goal to keep your home show-ready at all times, that isn’t always possible. It is completely normal to have a home that feels lived in - especially if you are living in
Have you ever been to a home where it’s clear that the kids have taken over the space? It’s obvious that the home has become more of a playground, filled with toys and bright-colored
Moving can be a lot. From selling your home or wrapping up a lease to finding a new place to live and all the packing and planning in-between, sometimes things can fall through the cracks. One thing
Manual underwriting is how all loans were evaluated before computer algorithms took the human logic out of the process. Simply stated, a loan that is manually underwritten is one where a person
Sometimes a home falls out of contract. Most buyers assume that it is related to a bad home inspection, but there are many reasons for a home to come back on the market that are unrelated to the
With major employers now stating that their employees will be working from home for the foreseeable future, many homebuyers have adjusted their list of desirables in their next home. Some not only
Homeowner’s insurance is a non-negotiable. Not only does it protect you in the event the home is damaged, but it also includes liability insurance in the event someone is injured at your home.
Summer is traditionally a busy time for buyers and sellers. This year has been no exception—and with lower interest rates, many homebuyers are finding the competitive environment challenging.
Self-employed borrowers have always had to jump through a few hoops to finance or refinance their homes. Without a traditional paycheck, lenders look for other ways to document income. The COVID-19
Finding the right home for you and your family involves more than the right number of bedrooms and a lovely front yard; the neighborhood in which it’s located can make a huge difference in the
In countless homes across the country and the world, there has been a major shift to working from home - even for students. If you are working from home and trying to manage your children being home
When preparing to put your house on the market, usually your main concern is making your home look as appealing as possible. Cleaning every corner, fixing what needs fixed, and making sure it is a
Everyone is being affected in some manner by the outbreak of Covid-19 coronavirus. During this time, buyers will have more questions than normal about the home buying process and their ability to
Most college students require some kind of financing to complete their degree. Student loan debt is a serious commitment, one which can take up to 20 years to repay. But having a student loan does